Your crew shouldn’t wait 45 days for money they already earned.
BuildPaid is the operating system for construction payments. It reads the contract, monitors compliance, tracks dependencies, and authorizes payouts through a risk-aware engine. When conditions are met, the OS releases funds across the fastest safe rail. Faster payments, lower lender exposure, cleaner documentation — powered by a nine-layer architecture.
59 subsystems. PRAL arbitrates every payment, compliance, and schedule decision. Cascade tracks all dependencies. Weather AI flags risks before your crew shows up. Every action is logged with tamper-proof provenance. This isn't software. It's infrastructure.
Procore tracks what people say they did.
BuildPaid verifies what actually happened — and authorizes the money.
Replaces your payment processor, compliance checklist, and project spreadsheet — all of it. Powered by PRAL, the construction industry’s first arbitration brain — Detect → Verify → Decide → Pay.
PRAL arbitration, multi-rail orchestration, and kernel provenance are protected across six provisional filings (160 claims) — covering ACH, RTP, FedNow, blockchain, and all future payment rails.
Lenders underwrite against verified machine state — not PDFs.
PRAL is the central decision engine of BuildPaid OS — the brain that arbitrates every payment, compliance gate, and schedule conflict across your entire portfolio. Signal in. Arbitration logic applied. Action dispatched. No email chains. No approval delays. PRAL keeps the loop running clean.
Every dollar, every risk, every condition — verified by machine, not humans.
BuildPaid gives lenders a real-time compliance dashboard, payment-gated draw controls, and an immutable provenance trail on every dollar disbursed. Underwrite with data, not trust.
VIEW LENDER OS →BPI scores every dimension of your project continuously — and feeds that signal directly into PRAL so payment decisions reflect reality, not paperwork.
BPI is the health intelligence layer of BuildPaid OS. It produces a continuous, real-time score across every dimension of your project — and feeds that signal directly into PRAL so payment decisions reflect actual project reality, not stale data.
BPI doesn't just report — it acts. Every dimension score update is emitted as a live signal to PRAL. If finance velocity drops, PRAL adjusts payment routing. If compliance falls below threshold, the draw holds automatically. If risk spikes, the escrow gate tightens. The OS responds to reality in real time.
BuildPaid runs the entire construction lifecycle — from bid to closeout, with payments verified at every step. PRAL activates at every phase. No handoffs. No gaps. One OS.
Six phases. Every payment gate automated. Every action logged.
PRAL is the arbitration brain that reads every signal across the job and decides every payment, automatically, in 10 days.
"I built PRAL because I watched good crews stall for one reason: money moved slower than the work."
45 days isn’t a delay — it’s a system failure. Every payout stalls for the same reasons — and PRAL eliminates all of them:
This is why BuildPaid cuts 45 days → 10 days. Not because it’s software — because it’s infrastructure.
Every task milestone is a PRAL gate. When work clears — weather verified, compliance confirmed, BPI scored — the draw moves. No email. No approval queue. No waiting on a GC to check their inbox.
Every event on the job updates the OS's intelligence layer in real time. PRAL reads the full project signal across compliance, schedule, finance, field conditions, and risk — and dispatches the appropriate action automatically. Before any human makes a decision.
Weather delays no longer destroy your schedule or your cash flow.
BuildPaid cross-references live forecast data against your actual scheduled work. The moment conditions threaten a task, it flags it, tells you why, and gives you the recovery path — before your crew shows up.
Know your win probability before you price the job.
BuildPaid's Bid Win Engine uses a five-model ensemble to calculate win probability, recommend optimal pricing, and surface competitor patterns — before you submit a single number.
Winning the job feeds directly into PRAL and Cascade — aligning your bid price with downstream payment logic, schedule dependencies, and sub payment timing from day one.
When PRAL arbitrates a decision, it doesn't stop at the payment rail. It fires the downstream reflex — the autonomous agent that generates the document, calculates the damages, notifies the party, and logs the provenance event. The OS handles every step — from arbitration to documentation.
AUTONOMOUS AGENTS · FIRED BY PRAL · EVERY DECISION MACHINE-MADE
No upfront cost. No new software to learn. BuildPaid takes a small percentage of the payment acceleration we deliver — you only pay when you get paid faster.
No app to download. No training. No onboarding call. If you have an invoice, you're ready.
This isn't a workflow tool. BuildPaid is a decision system. Every engine below runs continuously, learns from every project, and feeds intelligence back into payments, bids, and risk — automatically.
This is what Stripe Radar meets Palantir Foundry looks like for construction. This is the BuildPaid standard.
Lenders need capital control. Contractors need fast payment. BuildPaid OS is the first system that serves both — from a single kernel.
This is the layer that lenders, banks, and institutional partners care about. The inventions below are not features — they are the financial infrastructure that makes BuildPaid structurally impossible to replicate without the patents.
"Procore charges per user and manages documents and tasks. We move money — all the way to the sub's account in 10 days. Different layer. Different stakes. Different category."
Patent Filed · BuildPaid OS
// PRAL output → lender intelligence
Because PRAL arbitrates every payment, lenders finally get verified, machine-readable draw data — not PDFs, not spreadsheets, not email chains. Every dollar, every condition, every state transition: machine-generated and audit-ready.
Every construction loan in history has been underwritten against PDFs, spreadsheets, and a site visit. BuildPaid gives lenders something they have never had: a live, verified, machine-readable window into every dollar, every milestone, and every risk on the job — in real time.
The Federal Reserve's instant payment rail launched in 2023. For the first time, real-time construction draws are technically possible. PRAL routes to it on day one.
LLMs can now reason about job state, documents, and payment risk in real time. Alexis isn't a chatbot — she's a kernel-connected voice interface that speaks the truth of your project.
Procore charges per user with no payment engine, no Contract Intelligence, no Kernel, no Cascade, no Weather AI. The category is open — and BuildPaid already occupies it.
US construction moves $2.3 trillion annually. Less than 3% of sub payments are made through any software platform. The entire market is payment infrastructure waiting to happen.
The BuildPaid OS Kernel is the memory layer beneath everything. Every state change, every payment decision, every agent action, every compliance check — recorded as a structured, sequence-numbered, tamper-proof event. Not a log. Not a backup. A legal-grade provenance chain.
Every sub payment is documented automatically. Retainage release disputes, lien threats, and audit requests are answered from the kernel — not from email threads and spreadsheets.
Every hour worked, every material delivered, every compliance document submitted — on record. When a GC disputes a pay app, the sub has machine-verified evidence the GC can't argue with.
Role-based access to the full provenance chain. Lenders see every verified draw, every compliance event, and every risk signal — without calling the GC to ask what's happening on the job.
Software is the wrapper. PRAL spread + capital fees is the model.
Core OS for small contractors and early platforms. A credible entry point — no feature gating.
The real platform tier for growing contractor networks and regional operators.
Pricing tied to payment orchestration — not headcount
For national contractors and large platforms that need deep integration at scale.
The fundamental difference
BuildPaid is the contract-driven financial OS for construction. Procore and Buildertrend are project-management apps.
They tell you what happened. We prevent it — and move the money in 10 days. No competitor has built this.
Procore tracks what people say they did.
BuildPaid verifies what actually happened —
and authorizes the money.
BuildPaid moves money. We read the contract, verify the work, enforce compliance, and orchestrate payouts — all the way to the sub's account in about ten days.
Procore doesn't have PRAL, Cascade, Weather Intelligence, Contract Intelligence, or the Bid Win Engine. Those aren't features we bolted on — they're the operating system.
Starter $199/mo · Pro $699/mo · Enterprise custom
Pricing tied to payment orchestration — not headcount.
Different layer. Different stakes. Different category.
Powered by the BuildPaid OS.
| BUILDPAID OS V4.2.41 | PROCORE | BUILDERTREND | |
|---|---|---|---|
| System Category | Contract-Driven Financial OS | Project Management App | Project Management App |
| Payment Arbitration (PRAL) PATENT FILED | ✓ Deterministic · Multi-rail | ✗ Not possible | ✗ Not possible |
| Payment Acceleration | 10-day avg · 35–80 days faster | Not applicable | Not applicable |
| Payment Rails (PRAL) PATENT | ACH · RTP · FedNow · Blockchain | Not built | Not built |
| Cascade Intelligence PATENT | Contract-driven dependency engine | Not built | Not built |
| Weather Intelligence PATENT | Live conflict detection · AI recovery | Not built | Not built |
| Bid Win Engine PATENT | AI ensemble · Win probability scoring | Not built | Not built |
| Real-time Pay Applications | Live data · 1 click · PDF ready | Template only | Not built |
| Event Provenance | Full provenance · every action · lender-ready | Basic logs | Basic logs |
| Davis-Bacon Payroll | Built in · Automated · WH-347 native | Add-on cost | Not built |
| Voice OS Interface | Alexis · Live kernel · Speaks aloud | Not built | Not built |
| Pricing Model | $199/mo · $699/mo · Enterprise custom | $375+/user/mo | $299+/user/mo |
| Revenue Model | Orchestration fee + basis points on volume | Per-seat SaaS | Per-seat SaaS |
| Patent Protection | 160+ claims · 6 filings | None relevant | None relevant |
BUILDPAID IS THE PAYMENT OS. PROCORE IS A PROJECT MANAGEMENT APP. THESE ARE NOT THE SAME CATEGORY.
Every job — from small renovations to multi-million-dollar builds — ran into the same broken money workflows. Contractors waiting on draws. Lenders guessing where a job stood. Platforms stitching everything together with spreadsheets, emails, and hope.
After two decades of watching good work stall for reasons that had nothing to do with craftsmanship, it became obvious: the industry didn’t need another app. It needed a payment operating system built around the job itself.
I watched good crews stall because money moved slower than the work. That's not a software problem. That's a systems problem.
BuildPaid is the result of 25 years in the field and three years of building. One kernel. 59 subsystems. Patent Filed. PRAL-engineered. Not a tool bolted onto construction — an OS built from the inside of a job site out.
Every action carries full provenance. The OS records context at the event level — not just the outcome.
Draw disputes are resolved with full forensic trails. Every payment state transition is logged with timestamp, actor, and reason — lender-ready by design.
PRAL guards require verified compliance before any payout is released. No draw leaves the system until every condition is met.
Lenders see exactly what the field sees — live job health scores, draw status, risk flags, and compliance state. No more waiting for inspection reports.
For 25 years, lenders have funded
construction jobs in the dark.
BuildPaid turns every job into a
real‑time, fully visible financial object
so capital flows faster,
risk drops, and nothing stalls
for lack of clarity.
See the full kernel running in real time. PRAL routing live payments. Cascade Intelligence active. Voice AI online. This isn't a demo — it's the OS.